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                                    Advanced Commercial Credit International (ACI) Limited

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Small Commercial Real Estate Loan Programs

ACI SMALL COMMERCIAL PROPERTY LOANS PRICING PARAMETERS

Due to continuously changing market conditions, the terms below are provided, as general information and may become out-of-date without notice. Loan Size: $500,000 to $4.0 million with larger loans considered under our other commercial financing programs.

Our rates and terms are the best in the industry.  Let us quote your financing transaction, you will be impressed with our rates and our terms, including non-recourse loans.

Eligible Locations: USA and Canada

Eligible Property Types:

Multifamily

Office

Industrial (including Flex Space)

Retail

Mobile Home Parks

Self-Storage Terms

 

Loan Processing Fee: Starting at $2,500, non-refundable upon acceptance of application

Timing: Typically closing occurs within 45-60 days of receiving full documentation

Liability: Non-recourse except for normal "carve-outs"

Escrow: Monthly escrows for real estate taxes, property insurance and appropriate replacement reserves throughout the loan term.

Loan Security: First lien mortgage encumbering completed projects. Leaseholds will be considered on a case-by-case basis

Interest Rate: Fixed rate quoted as a spread to the corresponding US Treasury security. Rate lock at application with refundable deposit. Credit tenancy will result in flexibility on deal structure, pricing, and amortization. Prepayment Premium: Defeasance is the norm. Lockout and yield maintenance available on exception basis

Assumability: Transfers permitted subject to lender approval and with 1% assumption fee

Appraisal: A current MAI appraisal conforming to FIRREA and USPAP guidelines which is acceptable to FFCC is required

Typical spreads are over comparable Treasury rates, and are subject to changing market conditions, and assume a 1% minimum fee.

Tell us what you are looking for, we most likely can help!

Let us know how to contact you, and enter your financing request below:

  First Name  
  Last Name  
  Email Address  
  Business Telephone Number  
  Your Business Name  
  City  
  State/Province  
  Please Describe Your Financing Request.  
     

 

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Last modified: 12/23/05